Employee Benefits/ Financial Planning

Employee Benefits

Our affiliation with benefits consultants allows us to coordinate personalized and cost effective benefit programs for our clients. Employee Benefits can represent up to 40% of an employers compensation costs. We assist in controlling these costs through introduction of innovative plan designs, alternative funding arrangements and ongoing review of plan performance. We will also assist in evaluation and implementing flexible benefit programs ranging from premium pre-tax conversion plans to a full cafeteria plan.

Services are available in the following areas:

•	Benefits Plan Design and Administration
•	Enrollment Management

•	Human Resources Support

	•	Employee Handbooks
	•	Benefit Communication
	•	Benefit Statements
	•	Section 125 Plan Administration
	•	Form 5500 filings
	•	COBRA Administration
	•	Premium Billing and Reconciliation

Financial Planning For Individuals and Business Owners We will assist with the planning necessary to ensure your financial security. This may involve discussions of income replacement or estate preservation and the merits of various Life, Disability, and Long Term Care insurance products. Our services also often include an analysis of business ownership transfer mechanisms and non-qualified deferred compensation arrangements.